Lexington and Louisville Law Blog

Insurance companies have the responsibility to investigate all claims made by insurance carriers. Many of these claims may not qualify for compensation, however, because they do not fulfill requirements set out in the initial contract. As a result, the insurance company will deny the claim.

Understandably, many insurance carriers may become confused or angry as a result of them having their claim denied. They may believe that the insurance company acted in bad faith and as a result, they may take legal action against them. The following is an overview of the elements that need to be proven in this case.

Since the trucking industry is so highly regulated, it's fairly uncommon for a truck driver or truck company to be to blame for the occurrence of an accident. However, many individuals who have been involved in an accident with a truck do try to pursue personal injury claims in the hope that they will gain back damages.

There are several ways that trucking companies can defend themselves and their drivers against being held to blame for causing an accident. The following are some of the most common forms of defense.

Every employer in Fayette and throughout the rest of Kentucky should provide a safe and healthy working environment for their employees. Employers can show their workers that they value and respect them and plan to abide by the existing employment laws by establishing and enforcing anti-discrimination and sexual harassment policies and training sessions.

According to the Equal Employment Opportunity Commission (EEOC), all employers should have documented anti-harassment and discrimination policies that their employees should be asked to read and sign off on. Those policies should outline what constitutes inappropriate conduct and should also admonish workers that no discrimination or harassment of any type will be tolerated in the workplace.

Insurance companies are often hit with bad-faith claims for a variety of reasons -- some far less valid than others.

When a plaintiff is alleging that a claim was unfairly denied, delayed or underpaid, you can take several different approaches to resolve the issue. In some cases, mediation or negotiation is appropriate. However, when a claimant is clearly exaggerating, presents conflicting information or simply doesn't want to negotiate in any reasonable manner, you may have to change strategies. It may pay to go on the offensive.