Anyone who has been injured on the job in Kentucky probably knows that the workers’ compensation system doesn’t always function as smoothly as we would like. Efforts to get these benefits can get frustrating, as the process can become complicated in a hurry. Understanding the basics about workers’ compensation in Kentucky can help our readers be prepared for what to expect.
Workers’ comp basics
For starters, workers who suffer an on-the-job injury, or who contract what they believe to be a disease or illness that can be attributed to the workplace, must report their injury or illness to their employer right away. That way, the employer can inform their workers’ compensation insurance carrier of the situation. From there, employees should be able to expect a quick resolution to their workers’ compensation needs—right?
Well, it isn’t always that way. Sometimes, claims are denied and workers need to appeal that initial decision. That can drag the overall process out and complicate things for the worker who is looking for benefits. But, in theory, injured workers should expect to receive coverage for their medical costs related to the on-the-job injury, as well as some benefits to cover lost wages due to time missed from work due to the injury or illness.
While the workers’ compensation process should be relatively straightforward, sometimes, complications arise. If you are facing an on-the-job injury or illness in Kentucky, it can help to know the basics about workers’ compensation, but be sure to get the right information about your own unique situation.